RV protection that’s not like traditional insurance

We offer different tiers to match your goals:

• Personal Membership: Ideal if you primarily use your van yourself but want the flexibility to rent it out occasionally (up to 40 days per year) to offset costs. It includes year-round protection for personal use.

• Premium Membership: Best for owners who want to maximise their income with unlimited hire days, a lower 7% commission, and business tools. It includes protection for both personal and on-hire use.

• Flexible Membership: A basic option if you only need protection during rental periods (up to 40 days per year) and don't require personal use coverage or the extra discounts.

No. The exclusive discounts on fuel, accommodation, services, and gear are a benefit for Personal and Premium members only.

CMCA (Campervan and Motorhome Club of Australia) is Australia's largest RV club. Your complimentary membership connects you with a vast network of fellow enthusiasts, resources, and benefits, further enhancing your RV lifestyle.

The Personal and Premium memberships both include year-round protection that covers your personal adventures. The Flexible membership only includes protection for the days your van is on hire.

A Club Camplify membership is your gateway to our RV community and a range of exclusive benefits. A key benefit of becoming a Club Camplify member is gaining eligibility to join MyWay Mutual, which is a separate entity that provides specialised protection products for its members, such as MyWay Protect.

MyWay Protect is a "protection" product issued by MyWay Mutual. While it covers events like accidental damage, theft, flood, and fire, it is offered by a mutual organisation rather than a traditional insurer. As this is general advice, you must read the Product Disclosure Statement (PDS), TMD, and FSG to decide if this product is right for your personal situation.

MyWay Protect provides cover for accidental damage, theft, hail, flood, fire, storm, or malicious damage, up to a market value of $250,000. For a complete list of what is and isn't covered, it is essential to read the MyWay Protect Product Disclosure Statement (PDS).

For complete and detailed information, you must read the official documents, including the Product Disclosure Statement (PDS), Target Market Determination (TMD), and Financial Services Guide (FSG), before making any decision. This will ensure the product is right for your specific needs.

MyWay Mutual is the protection program included in your Club Camplify membership. It’s designed specifically for caravan, camper, and motorhome owners, providing financial protection if your RV is damaged, stolen, or involved in an accident.

Specialist RV protection through a member-based mutual model, it operates as an alternative to traditional insurance. Members have a formal right to have their claims considered for payment by the Board. Members contribute to a shared protection fund, which is used to support the community when the unexpected happens.

Because it’s part of a membership, you also receive additional benefits that traditional insurers don’t offer, including:

• Damage protection for personal use and hire

• 24/7 roadside assistance

• Contents protection

• legal liability protection

• Exclusive member discounts

• Access to the Club Camplify owner community

A discretionary mutual is a protection model where members contribute to a shared fund that is used to pay claims.

Unlike traditional insurance, the mutual’s board has discretion when assessing claims. This flexibility allows the mutual to make fair, practical decisions in the best interests of members.

While it’s not an insurance policy, the mutual follows strong governance and transparency standards. Members receive a Product Disclosure Statement (PDS) that clearly outlines:

• What is protected

• How claims are assessed

• Member rights and responsibilities

The mutual is supported by Camplify, an ASX-listed company, which is held to strict corporate governance and consumer protection standards.

Yes. As a Club Camplify member with MyWay Protect, you’ll receive a Certificate of Currency.

This document confirms your RV is protected under the MyWay Mutual program and can be used for:

• Meeting finance or loan requirements

• Providing proof of protection to storage facilities or parks

• Satisfying third-party requirements

Club Camplify Your all-in-one RV owner membership, including protection, roadside assistance, member discounts, community access, and optional rental income.

MyWay Mutual The member-based fund that provides the protection component of Club Camplify.

MyWay Protect The protection product included within your membership, protecting against  accidental damage, theft, liability, contents, and more, as outlined in the PDS.

You can find complete information in the official documents, including:

• Product Disclosure Statement (PDS)

• Target Market Determination (TMD)

• Financial Services Guide (FSG)

Yes. You’ll receive a Certificate of Currency confirming your RV is protected under the program. This can be used for finance, storage, or third-party requirements.

You select a membership tier based on your RV’s market value.

In the event of a Total Loss to your RV:

• Your RV’s value is assessed using current market data

• Approved claims are paid up to (i) For Personal, Premium and Fleet Members, the lesser of the Market Value and the amount nominated in your subscription; (ii) if you are a Flexible Member, the Market Value, capped at $250,000.

You can adjust your tier at renewal if the value changes.